Streamline Your Sales with Palmetto Financing

Give homeowners a smarter way to upgrade their HVAC — Palmetto's lease-based financing with $0 down, predictable monthly payments, and all-inclusive maintenance, now built directly into SetSale.

HVAC technician greeting a homeowner after a service visit

Why choose Palmetto?

The Palmetto Comfort Plan removes the biggest barrier to the sale — upfront cost — while locking in a decade of service revenue for you.

Cost-effective comfort

A high-efficiency HVAC or heat pump can keep you cozy while cutting your heating and cooling costs up to 50%.

Cash-saving payment options

Our Comfort Plan subscriptions deliver cutting-edge systems for $0 down and low monthly payments.

Worry-free performance

Every Comfort Plan includes free maintenance and repairs for the life of your contract.

Quote, finance, and closein one seamless process

With Palmetto built directly into SetSale, your team can now build HVAC quotes with Palmetto Comfort Plan financing in three simple steps.

  1. Build your quote as normal

    Create your quote as usual — SetSale sets up a Palmetto account in the background automatically.

  2. Select a Palmetto Comfort Plan option

    Scroll to the Financing section and choose a lease option — rates are pulled directly from Palmetto based on the homeowner's state.

  3. Share the quote with the homeowner

    The homeowner receives the quote with a link to the Palmetto credit application — most info is pre-filled, they only need their date of birth and SSN.

Empowering homeowners to upgrade on their own terms

From standard cash and loan payments to $0-down subscription options,Palmetto has you covered.

  • Palmetto

    Comfort Plan

    Payment schedule
    $0 upfront, then monthly subscription
    Term length
    10 or 12 years
    End-of-term options
    25% renewal credits toward cost of new system
    Maintenance included
    Repairs included
  • Cash

    Payment schedule
    Full price upfront
    Term length
    None
    End-of-term options
    No credits to new system
    Maintenance included
    Repairs included
  • Loan

    Payment schedule
    $0 upfront, then monthly payment
    Term length
    Variable
    End-of-term options
    No credits to new system
    Maintenance included
    Repairs included

Your partnership toolkit

Watch the demo videos below to see how SetSale and Palmetto work together to power your business.

Everything you want to know

Start offering Palmetto Comfort Plans today

Already offering HVAC and ready to add a financing edge? Partner with Palmetto to start closing more jobs with $0 down Comfort Plans.

See SetSale in action

Schedule a live walkthrough with our team to see exactly how to position SetSale with your contractors.

Ready to get started?

Already seen SetSale and ready to sign up? Get enrolled now to start scaling your business.