Comfort Plan
Why choose Palmetto?
The Palmetto Comfort Plan removes the biggest barrier to the sale — upfront cost — while locking in a decade of service revenue for you.
Cost-effective comfort
A high-efficiency HVAC or heat pump can keep you cozy while cutting your heating and cooling costs up to 50%.
Cash-saving payment options
Our Comfort Plan subscriptions deliver cutting-edge systems for $0 down and low monthly payments.
Worry-free performance
Every Comfort Plan includes free maintenance and repairs for the life of your contract.
Quote, finance, and closein one seamless process
With Palmetto built directly into SetSale, your team can now build HVAC quotes with Palmetto Comfort Plan financing in three simple steps.
Build your quote as normal
Create your quote as usual — SetSale sets up a Palmetto account in the background automatically.
Select a Palmetto Comfort Plan option
Scroll to the Financing section and choose a lease option — rates are pulled directly from Palmetto based on the homeowner's state.
Share the quote with the homeowner
The homeowner receives the quote with a link to the Palmetto credit application — most info is pre-filled, they only need their date of birth and SSN.
Empowering homeowners to upgrade on their own termsEmpowering homeowners to upgrade
on their own terms
From standard cash and loan payments to $0-down subscription options,
Palmetto has you covered.
Payment schedule$0 upfront, then monthly subscriptionTerm length10 or 12 yearsEnd-of-term options25% renewal credits toward cost of new systemMaintenance includedRepairs includedCash
Payment scheduleFull price upfrontTerm lengthNoneEnd-of-term optionsNo credits to new systemMaintenance includedRepairs includedLoan
Payment schedule$0 upfront, then monthly paymentTerm lengthVariableEnd-of-term optionsNo credits to new systemMaintenance includedRepairs included
Your partnership toolkit
Watch the demo videos below to see how SetSale and Palmetto work together to power your business.



